Repayment calculator
What would asset finance cost?
Put in the price, your deposit, term and balloon. A ballpark repayment, instantly.
Purchase price
Deposit or trade-in
Leave as 0 if you're not putting money down.
Interest rate (p.a.)
Rates from 6.99% p.a. Change the rate to test your own. Your actual rate depends on you, the asset and the lender — I'll give you a real one after a short chat.
Loan term
Balloon payment (optional)
A final amount owing at the end. Leave at 0 for none.
Repayment frequency
Estimated repayment
$1,188per month
over 5 years at 6.99% p.a.
- Loan amount
- $60,000
- Total interest
- $11,267
- Balloon payment
- None
Indicative only, based on the figures you enter. Not a quote, approval or offer of credit. Assumes equal monthly repayments with no fees.
Indicative only, based on the figures you enter. Not a quote, approval or offer of credit. Assumes equal repayments at the frequency you pick, with no fees. Rates from 6.99% p.a. Change the rate to test your own. Your actual rate depends on you, the asset and the lender — I'll give you a real one after a short chat. A panel of 49 lenders means rates vary by deal, so there's no single number I can print.
FAQs
About the numbers.
Two that come up with every calculator.
Enquiries start from any amount, but asset finance is usually best value from around $10,000 upwards.
Below that, a dedicated asset loan often isn't the cheapest way to buy, and I'll say so honestly if something else suits you better.
Every cost is disclosed in writing before you apply: any broker fee is set out in your Credit Quote, and any commission the lender pays is set out in your Credit Proposal.
Lender fees such as application or valuation fees are shown up front too. Ask me on the first call and I'll tell you exactly what applies to your deal and how it's worked out.
Source: Emu Money Credit Guide
A ballpark is nice. A real rate is better.
Five short steps, no credit check, and I'll call in the window you pick with numbers that actually apply to your deal.
What you need